Overview of our process
1. Establish the engagement
A conversation that helps you determine if we would be the right fit for your financial needs.
2. Gather Data - Determine Goals, Needs and Priorities
A meeting where we guide you to create the foundation on which your financial plan is formed with a focus on your specific lifestyle, goals, needs, and priorities. This discussion is an essential part of the process and should happen before any recommendations are made.
What to Bring:
A copy of your latest Notice of Assessments and last two pay statements.
Photocopies of your latest investment statements, e.g. RRSPs, GICs, TFSA’s, RESPS, RDSP’s, etc…
Insurance Policies – life, critical illness, long term care and disability.
A copy of your and your spouse’s Will and Power of Attorney
Banking statement, mortgage and other debt amounts and interest rates.
Company pension booklets and statements
Information on your group benefits
3. Analyze the information
Determine the most efficient route, based on your current circumstances, to accomplish the financial goals, needs, and priorities we established in our discussions.
4. Develop and present the plan
Communicate strategies and recommendations designed specifically for your goals that are easy to understand and refer back to at any time.
5. Implement the plan
Upon agreement on our recommendations your financial plan will be implemented. We are here to guide you with any questions or concerns you may have during the process.
6. Review and follow up on progress
Stay in contact throughout the course of your financial plan to ensure you are staying on track and making progress you are comfortable with. Upon review we are here to re-evaluate and restructure the plan in order to be flexible with life’s changing events.